Educational Disclaimer

1. We are not your financial advisor

• Furni Systems SRL is not a registered investment advisor, broker-dealer, certified financial planner, accountant, tax advisor, attorney, fiduciary, or insurance professional in any jurisdiction.
• No content in the Service — including but not limited to scores, gauges, recommended ranges, suggested allocations, “next steps”, simulations, bucket classifications, target percentages, or commentary in courses or articles — is personalised to your circumstances.
• Every output is general, illustrative, and based on simplified assumptions. Real-world outcomes differ.

2. Investing involves risk

• The value of investments can go down as well as up. You may receive back less than you put in. Past performance is not a reliable indicator of future results.
• Some assets — including but not limited to equities, commodities, futures, derivatives, foreign-exchange instruments, cryptocurrencies, leveraged products, options, and private investments — can lose all or substantially all of their value, sometimes very quickly.
• Diversification, asset-allocation frameworks, and resilience scoring reduce certain risks but cannot eliminate them. No allocation is “safe” in absolute terms.
• Tax, regulatory, and product rules change. Examples in our content may become outdated.

3. You bear sole responsibility for your decisions

• Before you act on anything you see, calculate, or read in the Service, do your own research and consult a qualified professional licensed in your jurisdiction.
• You decide what to buy, sell, hold, contribute, withdraw, or change. We do not.
• You are responsible for ensuring that any action you take complies with applicable laws and your contractual obligations to third parties (for example, brokerage agreements, pension plan rules, or employer-sponsored plan restrictions).

4. No fiduciary duty, no continuous advice

Using the Service does not create an advisor-client, fiduciary, agency, or other special relationship between you and Furni Systems SRL. We owe you no duty of suitability, ongoing monitoring, best-execution, or continuous advice. We are not obligated to alert you to changes in markets, regulations, or the appropriateness of any prior output.

5. Third-party data and integrations

Some features rely on data, pricing, or integrations supplied by third parties (for example, foreign-exchange rates, payment processing, or course content). We do not warrant the accuracy, completeness, timeliness, or fitness of such third-party data. Errors, gaps, latency, and outages can and do occur.

6. Forward-looking statements

Any forward-looking statement, projection, or scenario in the Service — whether labelled as such or not — reflects current assumptions and is subject to risks and uncertainties that may cause actual outcomes to differ materially. You should not rely on forward-looking statements as a prediction of actual results.

7. Geographic notice

The Service is offered globally for educational purposes, but content has not been tailored to the laws or financial-product rules of any specific country. If a feature, product, or strategy is not available, not permitted, or regulated in your country, do not act on it. The Service does not constitute an offer or solicitation in any jurisdiction in which it would be illegal.

8. Acknowledgement

By using the Service, you confirm that you understand the educational nature of the product, accept full responsibility for your own decisions, and agree to release Furni Systems SRL and our staff from any claim of liability for outcomes that result, directly or indirectly, from a decision you made.

Questions? Write to support@capitalfortress.org.